How It Works Loan Programs DSCR Calculator FAQ Get Matched Free
Free for Borrowers · No Obligation

Find the perfect lender for your investment property.

Tell us about your deal. We'll match you with competing lenders who specialize in exactly your scenario — DSCR, bridge, fix-and-flip, and more.

Get Matched with a Lender → Try DSCR Calculator
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How It Works

Matched with the right lender in 3 simple steps.

No cold calls. No rate shopping in the dark. Your deal details go in, personalized lender matches come out.

1

Describe Your Deal

Property type, loan amount, DSCR ratio, credit range, timeline. Takes about 60 seconds. We capture what lenders actually need to give you a quote.

2

We Match Your Deal

LendRadar scans our network of 500+ vetted lenders and matches your deal to the ones who specialize in your exact loan type and property profile.

3

Get Competing Offers

Matched lenders reach out with terms tailored to your deal. Compare rates, close faster, and know you're getting the best deal available.

Loan Programs

Every investment loan type. One platform.

Whether it's a single rental or a 30-unit portfolio, we match you with lenders who specialize in your exact scenario.

DSCR Loans

Qualify based on the property's rental income, not your personal W-2s. The #1 loan product for real estate investors building a portfolio.

No W-2 Required 1-8 Units DSCR 1.0+

Bridge Loans

Short-term financing to close fast on acquisitions, cover rehab costs, or bridge until permanent financing is in place. Speed is everything.

12-24 Month Terms Fast Close Interest Only

Fix & Flip

Purchase plus rehab financing in a single loan. Get funded on the ARV, not just purchase price. Built for active flippers.

Up to 90% LTC ARV Based

Non-QM / Bank Statement

Self-employed? Use 12-24 months of bank statements to qualify instead of tax returns. Perfect for business owners who invest in real estate.

Self-Employed 12-24 Mo Statements

Commercial & Mixed Use

5+ unit multifamily, retail, office, warehouse, and mixed-use properties. Competitive terms from lenders who focus on commercial investment.

5+ Units Mixed Use

Hard Money

Asset-based lending for investors who need speed and flexibility over rate. Close in days, not months. Ideal for competitive markets and auctions.

Close in Days Asset Based
Free Tool

DSCR Calculator

The Debt Service Coverage Ratio is the #1 metric lenders use to qualify investment properties. A DSCR above 1.0 means the property's income covers the debt payment — no personal income verification needed.

Use our calculator to instantly check if your deal qualifies, then get matched with lenders who fund at your DSCR level.

  • ✓ Instant DSCR calculation
  • ✓ See if you qualify before applying
  • ✓ Understand lender requirements
  • ✓ No sign-up required
Calculate Your DSCR
Enter your property's income and expenses
Why LendRadar

Built for investors who don't have time to shop around.

Your Data is Protected

Bank-level encryption. Your information is shared only with lenders matched to your deal — never sold to third parties or lead aggregators.

Save Hours of Rate Shopping

Instead of calling 10 lenders and repeating your deal details, describe it once. Let the right lenders come to you with their best terms.

Competing Offers = Better Rates

When multiple lenders want your deal, rates drop and terms improve. That's the power of creating competition for your business.

Vetted Lender Network

Every lender in our network is verified for licensing, product expertise, and borrower satisfaction. No lead mills. No predatory lenders.

256-bit SSL Encrypted
Data Never Sold
Licensed Lenders Only
No Obligation, Ever
FAQ

Common questions from investors.

Yes, 100% free. LendRadar is paid by lenders who value connecting with qualified investors. You'll never be charged a fee, and there's no obligation to accept any offer you receive.
A DSCR (Debt Service Coverage Ratio) loan qualifies you based on the property's rental income rather than your personal income. If the property's rent covers the mortgage payment (DSCR ≥ 1.0), you can qualify — no W-2s, no tax returns, no employment verification. It's the most popular loan type for real estate investors.
Typically 2-4 lenders who specialize in your exact deal type. We don't blast your information to 50 lenders — we match you with the ones most likely to offer competitive terms for your specific property and borrower profile.
No. LendRadar's matching process does not involve a credit pull. We ask for a self-reported credit range to match you with appropriate lenders. A credit check only happens if you decide to move forward with a lender and formally apply.
Our network covers single-family rentals, 2-4 unit properties, 5-8 unit small multifamily, large multifamily, short-term rentals (Airbnb/VRBO), mixed-use, commercial, and fix-and-flip properties. If it's an investment property, we likely have lenders for it.
A broker works with a limited set of lenders and earns a commission on your loan. LendRadar is a matching platform — we connect you directly with lenders who compete for your business. No middleman markup, no broker fees, and you get multiple competing offers instead of one recommendation.
It depends on the loan program. Most DSCR lenders work with scores as low as 620-660. Bridge and hard money lenders may go lower since they're more asset-focused. We have lenders for a wide range of credit profiles — just be honest about your score and we'll match accordingly.

Your next deal deserves the right lender.
Not the loudest one.

Describe your deal in 60 seconds. Get matched with competing lenders who specialize in exactly your scenario. Free, fast, no obligation.

Get Matched with a Lender →